How Much Does Clinical Psychology School Cost?

A career as a clinical psychologist enables you to help individuals who are suffering from mental, emotional and behavioral disorders. Through counseling and other therapeutic techniques, you play a vital role in the recovery of someone who is dealing with these crippling and debilitating issues. The road towards becoming a clinical psychologist is a long one and you are certainly concerned about how much it is going to cost you.

This is a very valid concern especially since a bachelor’s degree is just the start of the journey. You will have to go to postgraduate school and get your doctoral degree in clinical psychology so that you can be qualified to get your license and practice the profession. Despite this reality, you can still lower your overall cost if you attend a public school and qualify for in-state tuition discounts. Getting scholarships and grants would also be another way of going to college and then to postgraduate clinical psychology school without incurring too much student debt.

A bachelor’s degree in psychology can cost anywhere from $8,000 to $60,000 annually. This calculation includes tuition and fees, room and board and books and supplies. At the University of Illinois at Urbana Champaign, the cost of in-state tuition is $26,586 while for out-of-state students it is $40,968 while at the University of Kansas, the cost is cheaper at $18,709 for in-state students and $33,475 for out-of-state students. At the University of Houston, the cost for in-state students is $18,513 while the out-of-state students, it is $27,009 annually.

Although private universities charge the same tuition for all students, this does not make them automatically more expensive as far as a bachelor’s degree in psychology is concerned. Ashford University which is also popular for its psychology degree has an annual cost of $17,262. Northcentral University has one of the most affordable programs as far as private schools go at $8,808 annually. One of the top psychology programs is offered by Yale University. The yearly cost is $60,900.

After obtaining a bachelor’s degree, the next step towards becoming a clinical psychologist is a doctoral degree. If you are obtaining your PhD in clinical psychology in the top psychology schools in the country, the tuition cost can range anywhere from $7,000 to more than $40,000 annually. Doctoral degree programs usually take anywhere from four to five years to complete.

At the University of North Carolina at Chapel Hill, the tuition cost for a graduate degree in clinical psychology is $7,834 for in-state students and $23,924 for out-of-state students. The fees and books cost $1,855 and $1,182, respectively.

One of the top programs is offered by the University of California-Los Angeles with a tuition cost of $11,220. The annual cost of fees for this program is $1,346 while that of books is $1,521. At Yale University, the yearly cost of tuition is $35,500. It does not charge other fees but the cost for books is $3,300.

While you are obtaining your graduate degree, it’s important to also factor in the cost of housing, food and your other personal expenses. This could probably range anywhere from $10,000 to $25,000 a year depending on the state where you live and how well you are able to budget your money.

Getting student loans is always an option for you to fund your graduate degree. However, plan this carefully beforehand since this is something that you will have to pay off as soon as you start working. Research shows that around a third of doctoral students have $75,000 in debt when they graduate so see to it that you know what you are getting into before you apply for a loan.

Career Spotlight: Clinical Psychologist

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